Home Sellers: The Curse Of The First Offer

Sometimes when everything goes right we have trouble accepting that fact. Perhaps nowhere is this phenomenon more clearly illustrated than in the case where a seller receives a good offer right away.

The annals of real estate are well stocked with stories of sellers who refused to take a good, but not perfect, first offer, and who then waited a long, long time before finally accepting something else at a considerably lower price. And most agents who have been around for a while know to shudder when a good strong offer is made almost at the outset of a listing; for the seller's reservations are almost inevitable. "Did we list it too low?" "If someone will offer this much so soon, maybe we should wait a while and see if we can get more." Etc.

When we read of Silicon Valley listings routinely selling at 15% above list price, and when we've just recently come through a period when multiple-offer situations were commonplace, it is understandable that such thoughts come to mind. Nonetheless, they are generally unfounded, especially if the market is anywhere near "normal", as ours is today.

As an antidote to the ill effects of the "curse of the first offer", a couple of observations might be kept in mind.

First, the fact that an offer is received early in the listing period -- even in the first few days -- doesn't mean that the property has been listed too low.

It is easy to overlook how very efficient the residential real estate marketplace has become. Modern multiple listing systems (MLS) provide agents, and thus their buyer clients, with virtually instant access to information about existing inventory and about what has newly come on the market. In the old, old days a buyer's agent did not become aware of new listings until "the book" (i.e. the compilation of MLS listings) was published. There might have been a lag time of ten days or more from the time the listing was taken.

Today, a good buyer's agent will have electronically entered a "profile" of his client's needs and price range into the system. Then, whenever he logs on to the MLS, he will be notified if a listing has been entered that matches that profile. In a low-inventory market such as we have had recently, buyers' agents will log on a half-dozen times a day, or more, to see if an appropriate new listing has been entered. Moreover, in most systems the buyer's agent is able to place the buyer himself on a similar notification.

The point is that potential buyers learn quickly of the existence of an appropriate new listing. Thus a flurry of activity at the outset of the listing does not necessarily imply a too-low price; rather, it reflects the efficiency of the system.

Secondly, an early first offer does not imply that the seller should hold out for full price.

We all know that there is typically a bit of a dance in the pricing and negotiating for a property. Sellers, with the concurrence of their agents, will usually list their property for an amount that is both higher than what they believe its value to be and higher than what they would be satisfied to receive. Why? Because they know that buyers almost always want and expect to pay less than the listed price

However, when an otherwise acceptable offer comes in near the outset of a listing period, sellers are frequently tempted to hold out for full price, or much closer to it than would normally be expected. Caution should be exercised in this regard.

For one thing, as we have noted, exposure of the property to buyers occurs pretty quickly nowadays, and sellers shouldn't assume that there are going to be more, much less higher, offers as the listing period progresses.

Secondly, there often can be a transactional benefit to "leaving something on the table." A real estate transaction is a process. These days, with inspections and disclosures, there are almost always "second negotiations" during the course of escrow. A buyer who feels ground down in the purchase negotiation may well be more difficult to deal with as other issues arise.


Written by Bob Hunt



Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon

October Round Up: Mortgage Rates Ease

In Freddie Mac's results of its Primary Mortgage Market Survey®, the average fixed mortgage rate slipped from last week's spike and the 30-year fixed-rate mortgage easing back to its summertime range below 3.5 percent.

• 30-year fixed-rate mortgage (FRM) averaged 3.47 percent with an average 0.6 point for the week ending October 27, 2016, down 5 basis points from 3.52 percent last week. A year ago at this time, the 30-year FRM averaged 3.76 percent.
• >15-year FRM this week averaged 2.78 percent with an average 0.5 point, down slightly from last week when they averaged 2.79 percent. A year ago at this time, the 15-year FRM averaged 2.98 percent.
• 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.84 with an average 0.4 point, down slightly from last week when it averaged 2.85 percent. A year ago, the 5-year ARM averaged 2.89 percent.

According to Sean Becketti, chief economist, Freddie Mac:

"Mortgage rates continue to be relatively stable and at near record lows. The 30-year fixed-rate mortgage fell 5 basis points week-over-week to 3.47 percent, erasing last week's increase. At the same time, the 10-year Treasury yield ended the week relatively flat -- up about 2 basis points."

Avoid Surprises: Know Your Homeowner's Coverage

The typical homeowner's policy includes coverage for perils and losses due to fire, lightning, tornadoes, windstorms, hail, explosions, smoke, vandalism and theft. Just as you would scrutinize the terms of your medical insurance, the nuances and details of your homeowner's policy should be examined seriously.

Too often, homeowners sign up for a policy and go on autopilot regarding its terms and coverage without taking new acquisitions, risks, and increasing value of their homes into consideration. Most insurance agents recommend a regular insurance "check-up" for consumers, so that homeowners are not left "high and dry" when disasters and losses strike.

Costly Mistakes First-Time Buyers Make

Five common and costly mistakes that novice home buyers make:

• Ignoring the costs of having a low credit score. Lower-score borrowers pay thousands of dollars in increased interest rates over the life of the loan.

• Shopping for other things before closing. Lenders continue to check credit scores right up until closing. Too much shopping could cause the lender to take back the loan.

• Scrimping on an inspection. Being surprised by the need for expensive repairs can be financially devastating.

• Buying without contingencies. Buyers should give themselves an out if the inspection turns up problems or the bank raises rates.

• Insurance can be surprisingly pricey. Buyers who don't budget for it can face a nasty surprise.

The Garage May Be a Big Selling Point

More buyers are house-hunting with garages in mind. Twenty-four percent of homes built in 2015 came with space for three or more cars in the garage -- the highest share since the Census Bureau started tracking large garages in 1992. In fact, home builders are now constructing more three-car garages than one-bedroom apartments, Bloomberg reports.

Home buyers care about garage space. One in three buyers say they prefer a three-car garage, according to a survey conducted by John Burns Real Estate Consulting. Fifty-one percent say they want a two-car garage and 10 percent said a one-car garage would suffice.

That doesn't mean they want the extra space to store another car necessarily. The share of households who own three or more cars has stayed mainly flat. In 2013, 19.7 percent of home owners had three cars in 2013 compared to 17.3 percent in 1990, according to the Bureau of Transportation Statistics. Instead, they're using garages to store extra items, as workspaces, or even transforming them into in-law apartments.

The trend of desiring extra garage space does appear to be mixed, however.

"We're seeing more multi-generational housing, where the kids are taking care of elderly parents or you have the new grad moving home after college, and now you have four cars where it might have been two before," Pete Reeb, a principal at the consultancy, told Bloomberg.


Written by Realty Times Staff

Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon

How To Deal With Your House During A Divorce

Ending your marriage? Been there. And it stinks, especially if you have to unravel your financial interests and what once represented your shared dreams at the same time.

Yes, when a marriage ends, more than your relationship status changes. One of the most important and potentially complicated changes you have to make is to your living arrangements. Not only does your divorce impact where you live, but also the financial commitment tied to your mortgage if you own a home together.

"Usually, the mortgage is the biggest liability the couple has to split. And divorcing your mortgage isn't easy," said Bankrate. "In the eyes of the mortgage lender, you remain married and liable for the mortgage unless you sell the house or refinance."

Selling and refinancing are two of the most popular options for dealing with your house during a divorce. But they aren't the only ones. Let's break them down.

Sell the house, deal with the profits

This is a common practice when divorcing and is often the option required by the court, if the divorce is contentious and both parties have been unable to come to an agreement on their own. Assuming there is: a) some equity in the home; b) it's considered community property; and c) there isn't any prior agreement (in writing) regarding the interest in the home, the equity is often split 50­–50.

"During the course of a marriage, any property the couple acquires during the marriage is considered community property," said FreeAdvice Legal. "Generally, if the house was purchased with community property funds during the marriage, the house would be considered community property because the source of the funds determines the character of the item. When the house is considered community property, each spouse would have a one half interest in the house and would have a one half interest in the equity."

Huffington Post

Refinancing to stay in the house

If one person wants to stay in the house and has the financial means of doing so, buying the other party out and refinancing is an option. But, it's not always easy to pull off.

Presuming the qualification when you first bought the home was based on two incomes, you may have trouble qualifying on just one. You'll also need to meet the lender's credit score requirements. And, extensive outstanding debt and high alimony and/or child support payments to the other party can create issues for lenders.

"Even if the breadwinner spouse is the one refinancing, challenges can arise, Mathew Carson, a broker with San Francisco-based First Capital Group, told the Wall Street Journal. "For example, he has a client who was unable to qualify for a jumbo refinance despite a $250,000 annual income." Her debt-to-income (DTI) "is 45% due to her earnings being reduced by the $3,500 a month she pays in alimony and child support to her ex-husband, he said. She also has credit card debt."

Staying on the mortgage but moving out

Refinancing removes the other party's name from the mortgage and releases them from the financial obligation. But if refinancing isn't an option, one party wants to stay in the home, and the soon-to-be-former spouse is amenable to remaining on the mortgage after moving out, there is another option.

Starting Point Real Estate

"Sometimes a spouse may agree to stay on the mortgage, trusting the ex to continue making payments," said Bankrate. It's important to remember that the loan balance and all payment activities will continue "to appear on both parties' credit reports - even if all payments are made on time."

Assuming the mortgage

In most situations, a lender won't remove one of the party's names from the mortgage without refinancing. A quitclaim deed can transfer interest in the property but does not absolve the party from their financial commitment tied to the mortgage. But, while rare, mortgage assumptions that would allow one person to "assume" the mortgage while releasing the other from liability are sometimes still possible—and worth looking into—for couples investigating the best options for dealing with the marital home when divorcing.

"Ask your lender if the mortgage loan is ‘assumable,'" said Home Guides. "Keep in mind that you must earn sufficient income to qualify to assume the loan, and know that not all mortgages can be assumed. If your lender allows you to assume the mortgage, you usually must provide a copy of a divorce decree. Some lenders will also require you to prove your income through pay stubs and tax returns, just like you did to qualify for the original home loan."

Both parties remain in the house

For many divorcing couples, the idea of continuing to live in the family home with your future ex sounds less than desirable (hence, Philly magazine's article titled, "Is This Nuts? More Couples Living Together After Divorce.").

The advantages: No upheaval for the kids and no marked increase in expenses because you're going from one household to two. The main disadvantage: Having to still live with a person you'd rather not to have to see every day. And don't even get into the dating while divorced and still living together conversation, which, obviously has the potential for making things at home really weird.

The most successful cohabitation situations among divorced couples tend to surround homes that have separate spaces, so one person isn't sleeping on the couch in the middle of the living room and both enjoy some semblance of privacy.

Elle Decor

Split the house in half

If all else fails, just divide your home in half. Or, make sure you buy a dividable home before you marry the next time.

"An Amsterdam-based design studio has created a floating home that separates into two spaces when its unhappy inhabitants break up," said Elle Décor. "According to Dezeen, self-proclaimed PR and pop culture expert Omar Kbiri approached Studio OBA with the idea for ‘Prenuptial Housing' after hearing breakup stories while searching for a place with his current girlfriend. Sounds like a romantic guy! The home consists of two independent prefab units which float on water, and Studio OBA designed a system which keeps them entwined. When you and your partner separate, simply disconnect the units and they'll begin to drift apart. On the bright side, as Kbiri points out in a press release by the firm, should you reunite, the units can reattach."


Written by Jaymi Naciri


Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon

Daylight Savings Time: Chores to 'Fall Back' On

Today's News and Features
By John Voket

We all lament the loss of an hour as Daylight Savings Time ends—but that loss can also serve as a reminder that it's never too soon to see to a number of chores around the house.

For example, Bel Red Energy Solutions of Seattle reminds its customers to change the batteries in all smoke and carbon monoxide (CO) detectors, and make sure they are all in working condition.

Bel Red explains that since sensors in CO detectors don’t typically last as long as smoke detectors (2-3 years, on average), it may be time to replace one or more of them.

What if you don't have a CO detector? If you’re looking to purchase one for the first time, or replace an aging one, Bel Red suggests a new, low-level CO detector with a 5-year sensor.

Boise Basin Insurance Services, on the other hand, recommends using Daylight Savings Time as a prompt to clean your medicine cabinets. Remember: some medications should not be thrown away in a trash can or flushed down the toilet. Find a drug disposal facility in your area, or contact your local law enforcement agency, for more information.

Boise Basin also suggests taking the twice yearly opportunity to drain your water heater—flushing it out is the best way to remove any built-up sediment, which can lead to reduced efficiency.

And—as long as you're setting clocks ahead by an hour—replace the batteries in those, too!




Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon

The Benefits for Financing Down Payments and Renovations

Whether you're a professional property developer or a single homeowner, financing your property ambitions comes above all else. Even professional property developers with a proven system of acquiring and renovating homes, condominiums and business properties can run into financing issues.

We've examined the benefits of financing a higher down payment, purchasing renovations and the cash financing options available for those of you looking to buy and upgrade your home.

Why Save For a Greater Down Payment?

Banks and lenders want low risk scenarios and that ultimately comes down to meeting the required down payment for your mortgage deal, and they'll give you a better deal if you offer a lower risk scenario. Paying an increased down payment comes with a number of fantastic benefits for your financial future. Here's a few key benefits, according to Investopedia;

• Reduced Mortgage Payments - Because you've put more cash up front, your monthly payments will be smaller and more manageable

• Lower Interest Rates - Lenders will give you a far improved rate since you're deemed a lower risk. Expect interest rates to lower significantly upon 20% down payment.

• No Mortgage Insurance Fees - If you can't afford a significant deposit, most mortgage deals will require you to take out mortgage insurance, which will add another 0.5 - 1% interest on top of your existing deal.

• Ability to Ride Out Financial Crises - When it comes to a financial crisis, those in most danger of ruin are the ones who have taken out the maximum loan available on the lowest down payment. They have a high interest rate deal and may even face foreclosure.

Why Save For Renovations?

Renovations and upgrades obviously provide that wonderful ability of allowing you to transform your new home into your own dream living space. But aside from that, they can also allow you to significantly improve your home's resale value. Investopedia strongly advise making wise additions to your home that will ultimately boost your bottom line.

According to US News Money, these are the renovations and replacements that will bring the greatest % return on investment;

Renovations that bring the greatest percentage return on investment:

Entry door replacement: 96.6%
Deck addition (wood): 87.4%
Attic bedroom: 84.3%
Garage door replacement: 83.7%
Minor kitchen remodel: 82.7%

Renovations that yield the smallest return:

Home office remodel: 48.9%
Sunroom addition: 51.7%
Bathroom addition: 60.1%
Backup power generation: 67.5%
Master suite addition: 67.5%

Financing Options

So now you understand some of the reasons for actually spending more cash on your home! But if you don't have a large disposable income, you may need to find a means of financing your purchases.

• Saving - Of course, the glaringly obvious method for saving a down payment isn't so straight forward. That's especially true if you've got student debt, rental payments and bills to pay, with very little disposable income to go towards your downpayment. The internet is a wonderful place however, and fortunately there's a number of down payment saving strategies to help you!

• Help from your parents & family - It's the go to option for many first time home buyers. Loving parents are willing and often able to give you that extra boost in disposable income necessary to make that all important down payment on your first home. Even if you can agree a repayment plan with them, that's going to be far more favourable than turning to a personal loan for financial assistance.

• Personal loans - There's a number of reasonable options for taking out a personal loan - Peer-to-peer lending platforms, car title loans (see how car title loans work) and credit cards are just some of your options for accessing cash.

• Tap your IRA - There's an exemption for withdrawing up to $10,000 from your IRA for the purpose funding your first home. It's an initiative you should consider if you've got money built up!

• Hustle - Whether it's getting a second job or selling off your unwanted possessions on Ebay and Craigslist, there's nothing like a bit of hustle to increase your bank balance and put you in a more financially secure situation.

Whatever you decide, ensure that you're in a stable situation to make the commitment of purchasing property. After all, the 2008 financial crash was a stark reminder that the property market can be a fickle one.


Written by Rebecca Kennedy


Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon

Top Tips For Selling Your House In Fall And Winter

The temperature is dropping, the leaves are changing, and pumpkin spice everything has taken over the world. With fall color and produce so prominent at this time of year, you may be tempted to load up your home with an abundance of both. But if you're trying to sell your home now, a little discretion may go a long way. And that's just one of the tips for selling your house in the fall and winter.

Pay close attention to your curb appeal

We've admitted to having a problem resisting the temptation to buy every available pumpkin and decorative gourd at the market at this time year, so we feel your pain. But when it comes to styling your front porch, there's a slippery slope between nicely decorated and Farmer's Market.

The idea is to enhance your curb appeal, not obscure it. "While too many fall decorations will take focus off of your home and its best features, a few tasteful accents can create an inviting setting and make your home feel fresh," said HGTV.

You also want to make sure that fall leaves haven't taken a toll on your yard. Buyers may be understanding if your lawn is covered and unkempt, because they're living the same reality, but that doesn't mean the home will make a good impression.

Go easy on the gore

You may love the idea of blood and guts and skeletons rising from your yard and headless individuals hanging from your trees, but will buyers be amused or afraid? Anything that has the potential to turn them off is a no-no when listing your house. Sticking to safe decor choices will help you appeal to the masses.

Go easy on the holiday displays, too

Apply the same logic when it comes to Christmas decorations. Tasteful displays will, quite literally, show the home in its best light. Outfitting the home to compete with the Griswolds will make it a spectacle, but not necessarily saleable.

Let In the Light

It's always a good idea to open blinds and make sure windows are sparkly when trying to sell your home. But especially with shorter days in the fall and winter, you want to make sure you maximize the light in your home, which can make it look larger, fresher, and also "highlight your home's best features," said HGTV. Still need a little help? "Let in as much natural light as possible…and place plenty of lamps throughout your home for additional illumination."

Make your space inviting

As the weather cools down, a warm and cozy atmosphere will give potential homebuyers a warm and cozy feeling. Use plush throws on the couch and beds, add fall-accented pillows to couches and chairs, and, "Try displaying vases of fall foliage or bowls of seasonal fruit throughout your home," said HGTV.

Prepare your fireplace

A roaring fireplace during showings adds to the welcoming feeling. But, even if you're not yet ready to light a fire, making the fireplace look great is important. Clean those doors well, and sweep out the inside, too. If the paint inside your fireplace is wearing away, a fresh coat will help. Now, stack that wood nicely or replace it with some modern glass, and you're ready to go.

Use fall scents to your advantage

Cinnamon and pumpkin spice and vanilla, oh my! The flavors of fall are unmistakable, and when they're flowing through your home, you can create a powerful connection with buyers.

"The fall and winter months are associated with certain smells and flavors (think: pine needles, cinnamon, peppermint and pumpkin pie). Beyond setting the mood with decorations, you could try appealing to buyers' senses in multiple ways," said Smart Asset. "For example, if you're hosting an open house you could keep hot chocolate and pumpkin muffins on hand for visiting buyers. If you don't want to go that far, keeping a scented candle burning in the background or playing some holiday music can work wonders."


Written by Jaymi Naciri


Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon

Avalon/Stone Harbor NJ Weekly Update November 3rd, 2016

THE 96TH STREET BRIDGE was closed unexpectedly over the weekend after a structural problem was discovered.  Both automobile traffic and openings for marine traffic have been suspended after a County bridge crew found a crack in one of the main span girders while performing electrical work last Friday.  The bridge is expected to remain closed until at least next week so repairs can be made.  Vehicles headed to Stone Harbor should use Avalon Boulevard or North Wildwood Boulevard instead.

AVALON OFFICIALS are looking at options to move a joint Avalon-Stone Harbor hydraulic beach fill project forward.  The project has been discussed for quite some time but ran into a roadblock when the US Fish and Wildlife Service claimed that Hereford Inlet could not be used as a borrow site for sand for the Stone Harbor portion of the project.  Avalon’s sand was to come from Townsend’s Inlet but since the project covers both towns, Avalon’s administrator said if Stone Harbor’s portion of the project didn’t occur, neither would Avalon’s.  Avalon officials may turn to the court system for relief to allow the dredging project to move forward.  In the event it does not,  Borough officials would turn to “backpassing,” a process of moving sand from one area of the beach to another, via bulldozers and dump trucks.  Backpassing has been used previously to replenish beaches, but is seen as a method to extend the time between hydraulic dredging projects, not a replacement for it.

WANT YOUR OWN LIFEGUARD BOAT?  There’s an Avalon lifeguard boat available on ebay right now!  The 17-foot Van Duyne, located in York, PA, is offered at the Buy it Now price of $1,800.  Visit http://www.ebay.com/itm/Van-Duyne-Surf-Boat-Avalon-Lifeguard-Boat-17-3-/262696938108?hash=item3d29f52a7c:g:6aoAAOSwnbZYFOo7to have a look!

FLOOD INSURANCE CHECKUP:  Stone Harbor residents are invited to a meeting Saturday, November 26th from 9:30am to 12 noon for a review of changes to the National Flood Insurance Program, steps to take to mitigate flood losses, followed by group or individual reviews of your current flood insurance coverage.  If you have them, bring your elevation certificate and your current flood insurance policy so that specific mitigation steps can be recommended; if you don’t have them, your situation can still be reviewed.  The meeting will be held at the Stone Harbor Municipal Building at 9508 Second Avenue.  To reserve a seat visit http://stoneharbor.eventbrite.com or call (866) 599-7065.

UPCOMING EVENTS:

• iPad Workshop, Avalon Public Library, register by calling 609-967-7155, 10AM-Noon, Saturday, November 5
• Cape May County 8th Annual Disabilities Awareness Day, Avalon Community Hall, free health screenings, more, 10AM-1PM, Saturday, November 5
• Corn Husk Fall Wreath Art Workshop, Avalon Public Library, register by calling 609-967-7155, 10AM-1PM, Saturday, November 5
• Slither & Snore Sleepover, spend a night in the reptile house at the Cape May County Zoo, enjoy a continental breakfast the next morning, 6PM on Saturday, November 5 thru 9AM on Sunday, November 6
• Big Band Dance featuring Marilyn & the Monroes, Avalon Community Hall, 7PM, Saturday, November 5
• American Legion Post #331 Veterans’ Day Ceremony, Veterans’ Plaza in Avalon, 11AM, Friday, November 11
• Stone Harbor American Legion Veterans’ Day Ceremony, 11617 Second Avenue in Stone Harbor, Noon, Friday, November 11
• Brendan Borek High Tides Memorial Fund Striper Tournament, registration includes a ticket to the Awards Dinner, visit www.brendansfund.org for details, Saturday, November 12
• Avalon Home & Land Owners Association Meeting, Scott Wahl, Avalon’s Business Manager, will speak on fall plans for the borough of Avalon including beach fill options, Community Hall, 10AM, Saturday, November 12
• Pirate Day at the Cape May County Zoo, come dressed as a pirate & enjoy treasure hunts, games, stories & photo ops, 11AM-2PM, Saturday, November 12
• Cape May Traditional Jazz Society presents the Atlantic City Jazz Band, proceeds benefit the Food Bank of Southern Jersey, VFW Post #386, 419 Congress Street, Cape May, 2-4PM, Sunday November 13
• Creative Writing Seminar, Avalon Public Library, register at 609-967-7155, 10AM-Noon, Saturday, November 19
• Princess Day at the Cape May County Zoo, come dressed as a princess (or prince!) to enjoy glass slipper hunts, games, sing-a-longs, stories, photo ops, 11AM-2PM, Saturday, November 19
• Brendan Borek High Tides Memorial Fund Turkey Trot, check in at 8am for a 5K walk, trot or jog, visit www.brendansfund.org for info, Thursday, November 24
• Story Time for Children with Mrs. Claus, Avalon Public Library, 10-10:45AM, Friday, November 25
• Stone Harbor’s Island Holiday events including a gala Christmas Parade on Saturday evening at 6:30PM, downtown shopping district, 10AM-9PM, Friday, November 25-Saturday, November 26
• Avalon’s Festive Friday, Avalon Shopping District’s kick-off of the holiday season, 11AM-6PM, Friday, November 25
• Avalon’s Festival of Trees, The Whitebrier, Noon-8PM, Friday, November 25
• Wetlands Institute’s Wetland Wonderland, 9:30AM-3PM, Saturday, November 26
• Avalon’s Snowfest Saturday, events for the entire family, downtown Avalon, 11AM-4PM, Saturday, November 26
• Christmas Tree Lighting at the Hereford Inlet Lighthouse, 5:30PM, Friday, December 2
• Big Band Dance featuring The Star Band, Avalon Community Hall, 7PM, Saturday, December 10

Featured Property:

Multiple decks offer views of Sterbeck Harbor, the IntraCoastal Waterway, and Townsend’s Inlet!

629 Avalon, Avalon Manor, $800,000, ACTIVE MLS#: 171273


New Listings:

413 98th Street, Stone Harbor, $559,000, ACTIVE MLS#: 173151

1708 Ocean Drive, Avalon, $599,000, ACTIVE MLS#: 173158

10918 Third Avenue, Stone Harbor, $800,000, ACTIVE MLS#: 173119

166 15th Street, Avalon, $899,999, ACTIVE MLS#: 173114

139 12th Street, Avalon, $1,345,000, ACTIVE MLS#: 173115

220 19th Street, Avalon, $1,350,000, ACTIVE MLS#: 173125

4029 Dune Dr., Avalon, $2,299,500, ACTIVE MLS#: 173104

135 77th Street, Avalon, $4,495,000, ACTIVE MLS#: 173066

12 106th Street, Stone Harbor, $5,200,000, ACTIVE MLS#: 173150


Properties Sold:

1708 Ocean Drive, Unit 2, Avalon, $630,000, SOLD MLS#: 170121

2137 Ocean Drive, Avalon, $640,000, SOLD MLS#: 170223

1629 Dune Dr., Avalon, $972,500, SOLD MLS#: 170271

199 11th Street, Avalon, $1,760,000, SOLD MLS#: 171478

141 20th Street, Avalon, $1,940,000, SOLD MLS#: 171272

45 E 11th Street, Avalon, $2,160,000, SOLD MLS#: 166564

215 120th Street, Stone Harbor, $2,633,000, SOLD MLS#: 169593

4510 Fifth Avenue, Avalon, $4,750,000, SOLD MLS#: 169804

Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon

Worst Time Of The Year May Be The Best For Buyers

Why is the worst time of the year, often the best time for real estate buyers?

The holiday season and the following "worst weather" months are widely considered the worst time of the year for selling or buying real estate. In reality, these distraction-packed months - November to February - carry benefits for determined buyers.

• Join the "herd" of buyers who are active during traditional "good weather" home shopping months - starting with the spring frenzy of home buying - and this competition for properties can mean buyers pay more, lose out on good-value listings, and receive less attention from swamped real estate and mortgage professionals.

• Get outside the traditional "box" of right times to buy and you'll deal with sellers who are very committed to selling, real estate and mortgage professionals able to give you their full attention, and less competition for good-value listings. This lack of competition should mean you get more for your money with less hassle, more personalized service from real estate and mortgage professionals, and time to make confident decisions.

Yes, tradition may dictate that you put your dreams and your life on hold to spend and eat too much over the holiday season, and then cut corners when bills come in during the winter. However, "we've always done it that way" tradition does not mean we've ever done it the right way. What priority do you give your real estate goals and dreams? Is it time for you to break from the buyer "herd" and make sure you receive the best buying opportunity possible?

The key advantage of shopping for a home during "the worst times" is that sellers who have listed their property during these periods are serious, often very serious, about selling. Motivated sellers understand why they benefit from taking offers to purchase seriously and take the time to explore how they may be able to work with the buyers. As we've discussed before, it's about a lot more than purchase price. For instance, offering to match the seller's perfect closing date can carry considerable value for the seller just as not asking for a huge shopping list of inclusions means savings for sellers.

There's a practical side, too. Viewing property at "the worst time" can tell you a lot about what you can really expect from a property:

• Visit a house during a hard rain and you'll see how well the eavestrough system does its job. No overflowing gutters, waterfalls at corners, or soaked exterior walls. There should not be exterior water damage or water in the basement (at least from that source). Observe how the rain water flows off the land. Does it collect around the house or move to the street?  Pooling may indicate a potential basement problem. The longer water problems from poor maintenance continue, the greater the cost of repairing the damage. Paint may camouflage the trouble, but the problem will persist.
• Drive by houses after a fresh snowfall and you'll discover which are well insulated (snow on roof) and which are losing heat (melted snow).
• Tour a house on a very windy day and drafts, insufficient insulation, and poorly-sealed windows and doors will be revealed.
• Spend time in a house on a cold day and study how well the furnace heats the whole house. When a furnace is replaced, the duct work is not always adapted. Is it noticeably colder in the back rooms? How's the second floor and the bathrooms?
• During the holiday season when parties and cooking are popular pastimes tour condominium units and you'll see how far noise and smells travel in the building and into the suite or townhome you're considering.
• Ask an experienced real estate professional for their "best things" about "worst times".

Are you ready to turn "the worst times for home buying" into the best time for your successful real estate transaction?

Onward & Upward - the directions that really matter!


Written by PJ Wade

Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon

11 Tips For Halloween Safety

It's just a few days until Halloween, and you're probably rushing to find the last Pokemon, Size Small in the state and find "the good" candy instead of the jawbreakers and Tootsie Rolls that seem to be the only thing left at Target. But while you fill your mind with costumes and sweets, don't forget to brush up on your Halloween safety. Here are 11 tips you'll want to follow.

1. Let them glow

Glow sticks, necklaces, bracelets, and the like can help make it easier to see your kids on a dark street. You can find a number of different varieties at the Dollar Store. Glow in the Dark duct tape is another cool idea that could help with visibility.

"For an easy solution, have a roll (or two!) of Glow-in-the-Dark Duct Tape on hand for the big night," said Red Tricycle. "You can tape up everyone's buckets, shoes and costumes for a unique look that's easy to see from afar, and it even works on those wagons you'll be using to tote the tiny trick-or-treaters from house to house."

The dark streets and sidewalks can make it hard to see your kids, let alone tell them apart from all the others. Head to the Dollar Store, where you can buy glow necklaces, bracelets, crowns, and various other varieties of light-up items that will help you keep track of them.

2. Discourage running

When kids get hurt on Halloween, it's often because they tripped or fell. No big surprise there, what with all the running in the dark. The best way we've found to curtail it: Threaten to take away their candy. Seriously, it works.

3. Make safe costume choices

Back to the running…accidents also happen because the child's costume is ill-fitting. Step on too-long pants and they could take a tumble down the porch stairs or off the curb into the street. The pants length can be adjusted without having to take them to a tailor (because who has time for that?!). Tuck them into socks or boots, use some masking or duct tape on the inside, or use Stitch Witchery, a fusable tape that allows you to create a hem by bonding it to the fabric with an iron.

US News

Make sure all costumes marked "flame retardant," which is extra important on Halloween since they may be coming into contact with open flames in pumpkins. Well-fitting arms that are not too long are important for the same reason.

When it comes to masks, use your best judgement. If your child's vision is impaired, that could contribute to an injury or other unsafe situation. Masks can also compromise breathing, and may not be suitable for children with asthma.

A new wrinkle this year is anything clown-related. If you've waited until the last minute and all that's left in the store is a red nose and a rainbow wig, trust us: Let it go.

4. Stop the props

The bonus to keeping props at home: You don't have to carry them three minutes after you leave the house.

Many of today's costumes come with accessories - a foam sword here, a princess wand there, and, this year, more Poke balls than you can imagine. Chances are, your kid will carry this prop for about three minutes—just enough for it to become a burden. Then it's yours to deal with. If you already anticipate having to help carry your children's heavy candy bags and pumpkins (and you will), encouraging them to keep the props at home is a good idea.

5. Pick a good candy-carrying bag

There's research that says ongoing use of a heavy backpack could injure a child's back. Will a few hours (or less) carrying a heavy pumpkin or bag filled with pounds of candy do the same? Probably not, but it could make for an unpleasant experience - for all of you. And, it could make the child unsteady and more prone to fall down. Look for a bag with a padded handle that won't dig into their hands or something that has a cross-body strap to better distribute the weight.

6. Don't forget about dinner

Halloween falls on a Monday this year, and that could make rushing home to get dinner together a challenge. This is the perfect time to get out that slow cooker. And make one of these Halloween slow-cooker recipes. Don't want to cook at all? Put in a pizza delivery order early in the day so you're in the system and don't get caught up in a long-wait situation with everyone who called at the last minute.

Full bellies will help your kids to keep their energy up - and their whining down.

NSCC

7. Make sure you can find them

If you don't already have a locator app on your phone, now's the time to add one. If you're in a crowded area with lots of kids around, you want to make sure you can always find them.

"For a little peace of mind (and a few bucks), there are some apps you can download prior to Halloween, so you can keep tabs on everyone in your trick-or-treating crew," said Red Tricycle. "Picniic, a family management dashboard, allows you to track your kid's locations and helps the entire family stay in constant communication by checking in once arriving at a destination. With FamilySignal, this app not only tracks the location of your kids, but it also includes a panic button that will alert you as soon as your child has pushed it. If you know exactly where you're headed on Halloween, the Life360 app allows you to create favorite spots and anytime your child arrives at that location you'll get an automatic notification."

8. Watch the weather

It never fails. Your kids pick out their favorite Halloween gear and then the night before Halloween, a cold front comes through, forcing them to wear a coat over their costumes. If it's going to be frigid while they're out trick-or-treating, some long underwear underneath their costume and a hat might be enough to keep them toasty.

You'll also want to pay attention to weather conditions that could impact their footwear choices. If it's been raining, snowing, or the ground is slick, non-slip shoes will be a necessity.

9. Check their candy

Nobody wants to think about poison or other hazards in their kids Halloween candy, and documented events of poisoning or other tampering with candy are few. But, a few tips to help you know what to look for can help you feel secure. The main takeaways: if it's open, it goes in the trash. Unless you know the people giving out homemade treats and know specifically what's in them, it goes in the trash. Anything else that looks or smells suspicious goes in the trash.

10. Sort through and give away your candy

If you're anything like us, your Halloween haul is going to be impressive. And you probably won't want to keep all that candy in the house. There is a growing number of Halloween candy buyback programs that will pay you per pound of candy turned in, with some donated to families and others sent to the troops overseas.

11. Watch for allergens

While you're sorting through that candy (and, inevitably, putting aside your favorites), beware of allergens. If your child is allergic to peanuts or something else that can be dangerous, you're obviously aware of this. But do you know about teal pumpkins? Looking out for them could help your child get more enjoyment out of the holiday.

"Back in 2012, a Tennessee mom named Becky Basalone had an idea: What if Halloween could be made a little less tricky for kids with food allergies?," said the Chicago Sun-Times.

"Her idea became what is now the Teal Pumpkin Project, a nationwide effort to encourage families - whether their own kids have food restrictions or not - to offer up some non-food treats on Oct. 31. Participation is simple: You just put a teal-colored pumpkin or sign outside your door and offer trick-or-treaters glow sticks, spider rings, Halloween stickers or other non-food goodies, along with or instead of the traditional candies."


Written by Jaymi Naciri



Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon

How to Make Your Home Halloween-Friendly For Kids

Most kids will tell you that Halloween is one of their favorite holidays. Of course, the truth is that many adults love decorating and getting their homes into the spirit as well. With the following tips, you can make your home a Halloween-friendly setting that brims with seasonal charm.


Pumpkins and Gourds

You don't have to be a crafty do-it-yourselfer to ramp up the Halloween charm of your home's exterior. Add pumpkins and gourds of various shapes and sizes to your front steps in order to improve your house's seasonal curb appeal. If you don't enjoy carving pumpkins, you can simply paint your pumpkins to reflect spooky faces. Use glow-in-the-dark paint to create eerie eyes and add other simple accents to your pumpkins with odds and ends from around your home.

Front Door Wreath

A seasonal wreath is a simple accent, but it's one that brims with warmth and festive charm. A wreath will greet trick-or-treaters as they come to your door, but it will also make for an inviting focal point for potential buyers if you're planning to list your home on the market this autumn. If you really want to wow the kids, replace your fall wreath with a spooky witch or ghost as it gets closer to Halloween.

Spooky Trees

To rev up the visual appeal of your outdoor setting for Halloween, consider bringing your trees into your design plan. With a bit of fishing line and outdoor-friendly fabric, you can create a troop of ghosts that hang from the low branches of trees on your property. You can also hang other decorations like spider webs, bats and flying witches.

Front Lawn Focal Point

If you're planning to sell your home in the fall, try to avoid installing decor that might take away from the beauty of your setting. But you can still create a Halloween focal point that blends well with your home and landscape. For instance, if you have a birdbath, you might consider replacing it with a cauldron encircled by the silhouettes of witches. The key is to create a sophisticated display that is attractive to both children and potential house buyers.

Eerie Living Room

You can create a haunted living room scene that can also tie the look of this room together. Rather than investing in expensive slipcovers or new furnishings, simply deck your furniture out with clean white sheets to create an eerie setting. Add some flickering, battery-operated candles and cobwebs to create an inviting Halloween setting that will work for you even if you're selling your house.

Garage Door

Don't ignore the blank slate of your garage door when decorating your exterior setting for Halloween. Vinyl clings can help you create a wonderful seasonal display. Consider a bevy of bats or a row of eye-catching jack-o-lanterns to adorn your garage door. Even if you intend to sell your home in the fall, a decorated garage can help you improve your home's curb appeal.

Decorated Windows

Decorating your windows with Halloween decorations can enhance your décor both inside and out. You can add spooky silhouettes to the windows along with some black crepe to create an eye-catching arrangement. If you do have electrical décor, make sure to keep a fire extinguisher close by, just incase.

Halloween Props

Finally, don't forget to add some fun Halloween props to your interior to get into the spirit of the Halloween season. Add some spooky potion bottles to your mantel or shelf, black candles to your candleholders, black flowers to vases and hang fake spiders or ghosts from lighting fixtures. You can also replace your wall hangings with Halloween-inspired pictures that bring a touch of eerie charm to your setting.

Conclusion

Whether you choose to purchase your Halloween decorations or make them yourself, you can enhance the look of your home when you decorate for Halloween. The kids in your neighborhood are sure to appreciate your outdoor décor just as much as your neighbors and potential buyers.

Andrea Davis is the editor for HomeAdvisor, which helps homeowners find home improvement professionals in their area at no charge to ensure the best service in the shortest amount of time.


Written by Andrea Davis


Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon

Less Is Always More When Staging Your Home

Embrace your inner minimalist when prepping your home for sale.  Here's a room-by-room guide:
Declutter. Edit your space. Get organized. You've probably heard all sorts of classic advice like this for getting your home sale-ready. But it's helpful to know the goal behind these tips.
By paring down and minimizing distracting elements in your home, you give potential buyers the ability to imagine themselves living inside it. A clutter-free environment allows the space, beauty and intrinsic value of your home to shine. Beautiful wood floor details might be concealed with too much furniture, or pleasant natural light might be obscured by heavy drapery. So edit your home by replacing and eliminating unnecessary, distracting and cumbersome items. Below, we break down this less-is-more approach for each room.

When It Comes to Living Rooms
Keep only essential furniture. The living room is often the most used room of the house, and it may collect extra furniture that isn't typically categorized as living room furniture. The key to staging this space is to stick to just the essential pieces: typically a sofa, coffee table, rug, accent chair and media console.
That corner desk with a computer on it may be essential for the way you live - but it's not great for the room. While your home is on the market, perhaps find an alternate workspace or use a laptop. Similarly, if you need that end table to hold a much-needed table lamp, then leave it. But if you have two end tables, perhaps you don't need both. Having fewer pieces will help the space feel larger.

Photo by ras-a, inc. - Search modern living room pictures

Use only proportional pieces. Once you've edited, ask yourself if the living room feels spacious or cramped. If the living room still feels crowded, consider the size of your furniture. Are any pieces overwhelming for the size of the room? If so, try replacing that oversized piece with something smaller and compact. You might find substitute pieces in other rooms. Or, if the problem is a large sectional sofa, perhaps remove a section. Don't worry about reducing seating. The goal is for the room to read larger so that it appears as a desirable living space.

Place furniture strategically. Next, bring your editing eye to the furniture placement. Are pieces placed in a way that makes the room spacious and bright? For example, if an item is sitting in front of a window, you're likely blocking light. Rearrange to showcase the room's best natural light. Play with the placement, angling pieces, using corners of the room to open up the space.

Photo by John Maniscalco Architecture - Look for modern living room pictures

Pare down accessories. Next move on to your decorative accessories, including wall art. Do these items detract from the positive features of the room? Try removing all accessories and wall art, then adding back one piece at a time. Stop when the room looks simple, with just a touch of personality. Throw pillows are a good example: While four coordinating ones may make a lovely design statement, using just one or two allows visitors to pull back the focus to the entire room.
You also may want to edit your bookcases, displaying select books with a mixture of neutral accessories. You'll want to remove most framed photos, though it's OK to keep one or two images that are more vintage, such as snapshots of grandparents or an old baby photo. This gives a little life and personality to the room without showcasing your entire family album - a definite "no" in home staging.


Time to Tidy the Kitchen

Keep surfaces clear. Think about those fabulous kitchen showrooms: gleaming counters and stove-tops, organized refrigerators. That's how you want to present your kitchen. Make sure the surfaces are as clear as possible and that every nook and cranny is clean. Keep smaller accessories such as coffee makers to a minimum, and make sure they, too, are spotless.

Organize your cabinets and pantry. People considering purchasing your home will likely look behind closed doors, so give your kitchen cabinets and pantry a good edit. Organize, discard or give away anything messy or that hasn't been used in a while. Make everything in your pantry look more appealing by storing items in inexpensive Mason jars or canisters.

Photo by Charmean Neithart Interiors - Browse transitional kitchen ideas

Next, pare down and organize the contents of your refrigerator. Buyers will be paying a lot for your appliances, so make them look appealing. As with the pantry, you might try placing smaller foods such as vegetables in plastic bins. This will not only organize your fridge, but be visually appealing.

Spiff Up the Bedrooms

Remove excess furniture. Furniture in the bedroom adheres to the same principles as the living room. Do you have extra furniture in the room that suits your storage needs but makes the room feel smaller? Keep in mind that what's practical to you might scream "No space!" to someone else. See if you can eliminate any extraneous furniture and storage pieces, finding alternative storage solutions for the items they contain. One option is to use large plastic storage bags under the bed for off-season items. If under the bed isn't possible, perhaps a concealed space such as a closet or the garage will do the trick.

Photo by Cablik Enterprises - Look for modern bedroom pictures

Replace oversized beds. Another important guideline is to look at the size of the bed in the room. Specifically, is the bed too large for the space? A common staging faux pas is leaving a king-size bed in a small bedroom. This makes the room feel small, when it might in fact look spacious with a queen-size bed. Another mistake is to leave a queen or full-size bed in a minuscule guest room that's better suited for a pullout sofa.

Edit your accessories. Similar to elsewhere in the house, keep the accessories and knickknacks in bedrooms to a minimum. Try storing everyday sundries in decorative boxes placed on a dresser. To open up the space with wall art, use only minimal coordinating pieces or a mirror.

Show your closet some love. As a final step in the bedrooms, spend some time making closets look, at the very least, neat. Jumbled messes won't make potential buyers want to move in. Quite the opposite. They may feel the mess shows that there isn't enough room in your home to live well. Take the time to edit your closet and be realistic about keeping each and every item. You'll be surprised how much you'll get rid of.

Photo by Neat Method San Diego - Browse contemporary closet ideas

Don't forget the kids' rooms. While kids may have many more smaller items like toys, books and school gear, editing their toy chest, closets and shelves ahead of time will prove helpful for your move. Similarly, organizing the items in their rooms in visually appealing containers will present a happy environment to a prospective buyer.

The Final Step: Styling the Bathrooms
Less is definitely more when it comes to staging a bathroom. Buyers don't want to see anything personal. Surfaces should be clear of toiletries. Showers should only show the bare minimum. Opt for a pretty liquid soap dispenser in the shower while you sell your home. Remove any extraneous artwork or knickknacks on shelves. In fact, pare down the bathroom to its bare minimum fixtures and hardware, and, most importantly, clean it until it's gleaming.

Photo by United Elite Group - More contemporary bathroom ideas

Houzz is the leading platform for home remodeling and design, providing people with everything they need to improve their homes from start to finish – online or from a mobile device. From decorating a small room to building a custom home and everything in between, Houzz connects millions of homeowners, home design enthusiasts and home improvement professionals across the country and around the world.
Written by Houzz.com

Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon

Avalon/Stone Harbor NJ Weekly Update October 27th, 2016

WELCOME HOME JONATHAN SCHWARTZ!  After returning from a six-month deployment at Incirlik Air Force Base in Adana, Turkey, near Syria, Jonathan was welcomed home by an enthusiastic crowd along with a large flag draped across Avalon Boulevard by the Avalon and Stone Harbor Fire Departments.  Jonathan volunteered for the deployment at the base, where air strikes against ISIS were launched.  He has served for five years with the Air National Guard 177^th Fighter Wing, Atlantic City.  Welcome home, Jonathan, and thank you for your service!

STONE HARBOR PROPERTY OWNERS will soon receive a notice from Vital Computer Resources explaining the inspection process for an upcoming revaluation.  Property inspections will begin in November and will continue through the spring and summer of 2017.

US COAST GUARD CUTTER TAMAROA will reach her final resting place on October 30^th, when she will be sunk to form a reef off Cape May.  It’s the 25^th anniversary of the Tamaroa’s rescue of a sailboat’s crew and a downed helicopter off the New England Coast during a storm in 1991, which was later featured in the movie The Perfect Storm. She first saw service in World War II, and was later the first on the scene of the sinking Andrea Dorea.  The Tamaroa reef is expected to support marine life, draw game fish, and help recreational fishing.

US Coast Guard Cutter Tamaroa will be sunk to form an artificial reef off Cape May. (US Coast Guard photo)

THE AVALON SEAWATCH counts migratory seabirds as they make their way southward between September 22^ndand December 22^nd.  Staffed seven days a week from sunrise to sundown, counters identify and record the species and number of birds flying by.  Based at the seawall at the east end of 7^th Street, the location was chosen because Avalon’s north-end projects a mile further seaward than the surrounding area, offering an excellent vantage point.  An average of 800,000 birds are counted each year.

THE SECOND PHASE of back bay dredging in Stone Harbor began on October 7^th.  A new dewatering process, which mixes dredge material with Portland cement, is speeding progress, and some dredge material has already been trucked off the island.  Contractor Sevenson Environmental hopes to complete its work by the first week of January.

TRICK OR TREAT Monday evening in Avalon & Stone Harbor, from 5pm to 8pm.  Happy Halloween!

UPCOMING EVENTS:

• Avalon’s Trunk or Treat, trick or treating at the 30th Street parking lot by Avalon’s Community Hall, 5-7PM,Saturday, October 29
• Trick or Treating in Avalon & Stone Harbor, 5-8PM, Monday, October 31
• iPad Workshop, Avalon Public Library, register by calling 609-967-7155, 10AM-Noon, Saturday, November 5
• Cape May County 8th Annual Disabilities Awareness Day, Avalon Community Hall, 10AM-1PM, Saturday, November 5
• Corn Husk Fall Wreath Art Workshop, Avalon Public Library, register by calling 609-967-7155, 10AM-1PM,Saturday, November 5
• Slither & Snore Sleepover, spend a night in the reptile house at the Cape May County Zoo, enjoy a continental breakfast the next morning, 6PM on Saturday, November 5 thru 9AM on Sunday, November 6
• Big Band Dance featuring Marilyn & the Monroes, Avalon Community Hall, 7PM, Saturday, November 5
• American Legion Post #331 Veterans’ Day Ceremony, Veterans’ Plaza in Avalon, 11AM, Friday, November 11
• Stone Harbor American Legion Veterans’ Day Ceremony, 11617 Second Avenue in Stone Harbor, Noon,Friday, November 11
• Brendan Borek High Tides Memorial Fund Striper Tournament, registration includes a ticket to the Awards Dinner, visit www.brendansfund.org for details, Saturday, November 12
• Avalon Home & Land Owners Association Meeting, Scott Wahl, Avalon’s Business Manager, will speak on fall plans for the borough of Avalon, Community Hall, 10AM, Saturday, November 12
• Pirate Day at the Cape May County Zoo, come dressed as a pirate & enjoy treasure hunts, games, stories & photo ops, 11AM-2PM, Saturday, November 12
• Cape May Traditional Jazz Society presents the Atlantic City Jazz Band, proceeds benefit the Food Bank of Southern Jersey, VFW Post #386, 419 Congress Street, Cape May, 2-4PM, Sunday November 13
• Creative Writing Seminar, Avalon Public Library, register at 609-967-7155, 10AM-Noon, Saturday, November 19
• Princess Day at the Cape May County Zoo, come dressed as a princess (or prince!) to enjoy glass slipper hunts, games, sing-a-longs, stories, photo ops, 11AM-2PM, Saturday, November 19
• Brendan Borek High Tides Memorial Fund Turkey Trot, check in at 8am for a 5K walk, trot or jog, visit www.brendansfund.org for info, Thursday, November 24
• Story Time for Children with Mrs. Claus, Avalon Public Library, 10-10:45AM, Friday, November 25
• Stone Harbor’s Island Holiday events including a gala Christmas Parade on Saturday evening at 6:30PM, downtown shopping district, 10AM-9PM, Friday, November 25-Saturday, November 26
• Avalon’s Festive Friday, Avalon Shopping District’s kick-off of the holiday season, 11AM-6PM, Friday, November 25
• Avalon’s Festival of Trees, The Whitebrier, Noon-8PM, Friday, November 25
• Wetlands Institute’s Wetland Wonderland, 9:30AM-3PM, Saturday, November 26
• Avalon’s Snowfest Saturday, events for the entire family, downtown Avalon, 11AM-4PM, Saturday, November 26

Featured Property:
Beachblock with a pool and a view!

35 E 12 Street, Avalon, $2,195,000, ACTIVE MLS#: 172524


New Listings:

665 21st C-B Street, Avalon, $449,000, ACTIVE MLS#: 173014

579 22nd Street, Avalon, $549,900, ACTIVE MLS#: 172999

8120 Third Ave, Stone Harbor, $599,000, ACTIVE MLS#: 173039

3229 Dune Drive, Avalon, $1,150,000, ACTIVE MLS#: 172991

3418 Ocean Drive, Avalon, $1,279,000, ACTIVE MLS#: 173018

11008 Second Avenue, Stone Harbor, $1,439,000, ACTIVE MLS#: 172957

1249 Avalon Avenue, Avalon, $1,450,000, ACTIVE MLS#: 172969

4042 Fourth Avenue, Avalon, $1,450,000, ACTIVE MLS#: 173015

281 71st Street, Avalon, $1,695,000, ACTIVE MLS#: 172948

286 76th Street, Avalon, $2,600,000, ACTIVE MLS#: 172940

305 74th Street, Avalon, $3,195,000, ACTIVE MLS#: 173023

181 66th Street, Avalon, $4,975,000, ACTIVE MLS#: 172992


Properties Sold:

3446 Dune Drive, Avalon, $845,000, SOLD MLS#: 170122

544 20th Street, Avalon, $950,000, SOLD MLS#: 166983

151 94th Street, Stone Harbor, $1,050,000, SOLD MLS#: 166179

104 115th Street, Stone Harbor, $2,932,500, SOLD MLS#: 168297

Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon

How-To: Take the Shiver out of a Drafty House

Today's News and Features

(BPT)—A drafty house is not just cold—it’s downright expensive. The kicker? The sources of those drafts can be eliminated inexpensively.

Take the attic, for instance. There was a large hole cut into the ceiling to make way for stairs to it. All of that insulation is now gone, replaced with a thin, unsealed sheet of plywood.

Attics are vented directly outdoors, so they get cold in winter—really cold. What separates your heated home from your cold, un-heated attic? A thin, unsealed sheet of plywood!

Need more proof? Turn the light on in your attic tonight, keeping the stairway closed. See that light streaming through? It’s shining on the gap that is costing you buckets in utilities each winter. Imagine that!

Whole-house fans (which are also installed by way of large hole) can be just as problematic. In this case, a flimsy ceiling shutter is all that stands between you and the elements. Nice.

Fireplaces, ironically, are also drafty—an open damper, even in a well-insulated home, can raise energy consumption by up to 30 percent!

A shut damper isn’t airtight, either. The chimney is an opening to the outdoors—think of it as a window, swallowing up (and out!) all of that costly heated air.

Let’s not forget dryer vents, or exhaust ducts, which can be a source of drafts, too. Most dryer vents employ a sheet metal flapper to reduce drafts—primitive protection, by today’s technology.

The good news is, all of these problems have economical solutions.

• Insulated Attic Stair Cover
• Whole-House Fan Shutter Seal (with Flexible, Textured Insulation, plus Velcro)
• Fireplace Plug
• Dryer Vent Seal (Floating Shuttle)

Winter’s still a few weeks away—get these fixes in now to warm up with all those savings!

Source: Battic Door


Nancy M. Alexander Stone Harbor and Avalon NJ Real Estate, Long & Foster Avalon